Passive Income Simulator
Estimate how much capital is needed to generate a desired monthly income.
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How to think about passive income
Passive income depends on the balance between invested capital and actual annual yield. It is useful for setting goals, but the final return always depends on risk, inflation, and investment discipline.
- A higher return lowers the required capital, but it usually comes with higher risk.
- Even a modest income must be supported by a realistic portfolio.
- Before committing to a passive-income target, test conservative and realistic scenarios.
Practical tip: Use the simulation as a reference for scale: for passive-income planning, it is better to estimate conservatively.